In the early days of Fintual, one of its founders, Omar Larré, voluntarily provided portfolio reviews. He would analyze the costs, returns, and basic information of friends' and clients' portfolios to advise whether they were good options or not. However, this was not scalable and ceased as Fintual grew.

Now, the project has become a reality. After five months of development, and collaboration between the investment and artificial intelligence development teams, Fintual Cartola was launched. Internally, it was called Project Conan, named after the detective, with the goal of providing both quantitative and qualitative analysis of mutual fund portfolios.

This analysis is based on information from the CMF (Financial Market Commission) and the market. For example, it provides a rating from one to five stars on financial planning, diversification, repeated investments, and niche investments. To conclude the analysis, it indicates how much you could have saved in 12 months and what return you could have achieved.

The portfolio manager of Fintual, Manuel Peña, explains: "We analyze the costs shown in the portfolio statement compared to similar funds in the same industry segment. We also analyze the returns of those funds compared to similar ones in the industry, and we look at certain general qualitative characteristics of the fund."

This product is free for the first ten interactions, after which it will cost between UF 0.5 and UF 2.5, says Pedro Pineda, CEO of the company, who comments: "Artificial intelligence has few useful applications, few use cases. And we believe this is one that is very clear, very simple, and very powerful. Now we can dedicate ourselves to anything else and the service will continue without any human intervention. We are exploring to see how it works and to ensure that it can be truly useful to people. This is one of several projects we are launching this year."

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